With most private medical health care plans the premiums continue to rise every year, whether you claim or not. According to healthcare market research by Laing and Buisson, over the last 10 years, the average premium has more than doubled. This means that people who haven't needed treatment have paid the same amount as those who have made substantial claims.
We are able to compare medical health insurance providers, with a new approach that recognises that the healthier you are, the less likely you are to need medical treatment. It's common sense. So we think it makes sense to help you in your efforts to stay healthy by rewarding you. Our providers will always consider the risks based on your personal individual circumstances. Giving you the very best rate possible.
We believe that encouraging you to stay healthy is just as important as looking after you when you're ill. That's why we offer the combination of outstanding insurance cover, the opportunity for you to manage your health and, most importantly, the reward of lower insurance premium costs. This idea is called Vitality - it's central to what PruHealth is and what makes us unique. Its just one of many providers available through us.