Overseas Mortgages: US & Florida Mortgages

US Mortgages

Using our experience in international overseas Holiday Home mortgages and financing in all popular countries, we've produced a brief guide on US Mortgages and buying in the US with a currency mortgage.

US mortgage refinancing and remortgage options are wide and varied, our helpful US mortgage guide can help you when deciding how much you could borrow to buy your US real estate, we will need to take into account how much income you have, your current financial commitments and your financial history. Apply Now

US Mortgage Rates

1.5% over cost of funds in the following currencies GBP, USD, EURO, YEN, CHF, AUD, NZD, HKD, CAD, SGD.

Central Lending Rates May '08
NZD	8.25%	AUD	7.25%
GBP	5.00%	USD	2.00%
CAD	3.00%	EUR	4.00%
CHF	2.75%	JPY	0.50%

We offer a comprehensive selection of services in the US and the UK. We arrange a US mortgage on property, land and developments throughout the US and Florida. The US is split in to states of which we can arrange financing in the following areas California, Colorado, Connecticut, Florida, Hawaii, Navanda, New Jersey, New York, Origon and Washington State.

Mortgages in the US are far easier to get now than they were say 10 years ago as the market is becoming used to lending to non-residents. You will even find a large number of UK Banks with branches in the more favored areas. This doesn't mean that you or we should ignore US mortgage lending banks, indeed our relationships with these banks sometimes means we are able to secure better rates and lending terms. One of the main things we need to consider when taking a Mortgage in the US is that the repayments will be in USD or pounds. As most UK property owners in US get paid in pounds it means that they are vulnerable to any changes in the currency exchange rates.

United States related links