France Property; French Property Loan Information:

Buying French Property

If your thinking of buying a French property for the first time, you cant do enough research. As with any property it’s location location location. It’s likely that most people have an idea of the type of property they are looking for at the start of their French property search. This is likely to be affected by the reason for the purchase. Holiday homes may not be placed in the best location for a main residence and for full time living. For leaseback property investors as with any country it is important to understand that some areas of France are experiencing lower capital growth and achieve lower than average rental returns than others and in some property locations may mean paying a premium price because of access to things important to local French nationals which may have no relevance to your needs.

Living in France

Imagine you're living in France, exploring beautiful countryside, charming hotels and aromatic cafes in rural town squares. Now, you can treat your senses to the delights of France, not just for 2 weeks but for as long as you like. Explore diverse regions and uncover Frances best-kept secrets. Find the hottest property areas around. Visit a genuine French market and treat yourself to mouth-watering specialties. Marvel as celebrity chefs cook up gastronomic delights. Dine at an authentic French restaurant and sample fine wines and champagnes. You may even find your dream home or holiday hideaway using our online French Map. But what about the reality of living in France...

Property Finance : French Mortgage Loans

The French Mortgage system is very different to that of the UK and the US. Lenders require far more supporting documents and the lending criteria is based on affordability. Each case is viewed individually and each French bank or finance lender has slightly different requirements. We help to bring all these lenders together within a panel to ensure we match the right lender with you. It is important that you take advice before committing to any purchase and finacial commitment. Feel free to complete the French mortgage form to receive advice from a qualified French Mortgage adviser.

French bank accounts

This can be difficult, if you don’t intend to live in France. You will certainly need an French Bank account if you intend to buy a property in France with a mortgage. We can help secure the opening of an account remotely. You wont have to attend the bank in person, you will need to supply supporting documents and prove you are buying or have a property in France.

Call us if you would like our help - 0870 350 8595.

Living in France: Opening a Bank Account

Once you have arrived in France and decided to set up business or buy a house you will need to open a Bank Account. You will need to gather some documentation before you approach the bank. You are likely to need your passport, birth and marriage certificates for joint accounts and proof of your address. Most banks will insist you have a French residential address before they consider you for a new bank account. However, when buying a property in France the bank will be willing to help open the account before you complete the purchase. We can assist those clients how need this service. Please ask your adviser for further details.

Financing this type of project can be difficult, please contact us before you commit to buying your property.

If your thinking of buying in France, whether you want to consider borrowing or not, we strongly recommend contact us first to discuss the benefits of lending in France. Don't for get to ask about opening your French bank account